Kwalok Eo An Bank Eo An Aelon Kein Ad (BOMI) Im Jen Ewi Jen An Jelet Ilan Eo
Bank Eo An Aelon Kein Ad (BOMI) ej make make eo an bank jipan jilu ilo Aelon Kein Ad. Bank in ej bed ilo Majuro im Ebeye, im ej jiban armij ro, kompjani ko rej make (SMEs), im kien eo make. Ej juon bank eo ebin ilo an jipan iakwelele ko an mona im jiban jilu ilo aelon kein ad, im ej jerbal wot ilo jen eo an kien eo an Aelon Kein Ad.
Jen eo an bank in ej jab kwalok ilo public, ak ej juon kompjani eo an armij ro ilo Aelon Kein Ad. Bank in ej jerbal ippan First Hawaiian Bank nan jerbal ko an bank ilo international. Kompjani in ej make jerbal ko an likjab mona, jerbal ko an jiban jilu, im jerbal ko an money transfer. Kwalele eo an bank in ej jipan armij ro rej make, kompjani ko rej make, im kien eo make.
Kien ko rej kwalok im rej make im rej jipan bank in ej bed ilo Robert Reimers Enterprises Complex, Uliga, Majuro. Ej make wawa ilo an jipan jerbal ko an mona ilo Aelon Kein Ad, im ej juon ijo ebin nan jiban mona im jiban jilu ko rej aikuj ilo aelon kein ad.
Jiban Jilu Ko An Bank In Im Men Ko Rej Jipan
Bank Eo An Aelon Kein Ad ej kwalok jiban jilu ko rej oktak oktak nan jipan armij ro rej make im kompjani ko rej make. Korae, ej jipan armij ro rej make nan jiban ko an mona im jiban jilu ko an em. Nan kompjani ko rej make, ej jipan korae mona ko an jerbal im mona ko an bukon. Ej bar jipan kien eo make nan payroll im jiban ko an compact.
- Jiban Jilu An Armij (Consumer Loans): Rej jiban armij ro nan men ko rej aikuj ilo mona, ekar ej jilu jikio, jilu likjab, ak men ko jet an mona. Amount eo an jiban in ej korae jen $500 (rej jab jamin kwalok make).
- Jiban Jilu An Em (Housing Loans): Bank in ej jipan armij ro rej bukon em, ekar ilo jiban ko an USDA Rural Development. Amount eo an jiban in ej maron etal nan $100,000 (rej jab jamin kwalok make), im ej juon jiban eo ebin nan armij ro rej bukon em make.
- Jiban Jilu An Kompjani Ko Rej Make (SME Loans): Rej jipan kompjani ko rej make nan korae mona ko an jerbal im bukon ko rej make. Amount eo an jiban in ej bar maron etal nan $100,000 (rej jab jamin kwalok make).
- Jiban Jilu An Kien (Government Loans): Rej jipan kien eo make nan jiban payroll im jiban ko an compact grant projects.
Rate Ko An Jiban Jilu, Iwaki Ko, Im Jen Ko An Jiban Jilu:
- Jiban Jilu An Armij: Rate eo an jiban jilu ej itok jen 8%–12% ilo juon yiio (ej jab jamin kwalok make). Jen eo an jiban in ej itok jen 6 nan 24 allon.
- Jiban Jilu An Em: Rate eo an jiban jilu ej itok jen 6.5% ilo juon yiio. Jen eo an jiban in ej maron etal nan 20 yiio.
- Jiban Jilu An Kompjani Ko Rej Make: Rate eo an jiban jilu ej itok jen 7%–10% ilo juon yiio (ej jab jamin kwalok make). Jen eo an jiban in ej itok jen 12 nan 60 allon.
Iwaki Ko: Rej aikuj juon iwaki eo an korae jiban jilu (1% an jilu eo make), im juon iwaki eo an jerbal in jiban jilu ($25–$50). Iwaki eo an anej anej ej 2% an jilu eo anej ilo juon allon (ej jab jamin kwalok make).
Men Ko Rej Aikuj An Ejja Jikin Jilu (Collateral): Nan jiban jilu an armij, rej aikuj an ejja jikin jilu eo an salary ak promissory note. Nan jiban jilu an em, rej aikuj property mortgage. Nan jiban jilu an kompjani ko rej make, rej aikuj business assets ak personal guarantees.
Kilen Jipan Jilu Im Men Ko Rej Aikuj
Kilen jipan jen Bank Eo An Aelon Kein Ad ej make im rej jipan armij ro ilo aelon kein ad. Rej maron jipan make ilo branch ko ilo Majuro (Uliga) im Ebeye. Rej bar kwalok juon online loan inquiry form ilo website eo an bank in, ak ej jab aolep men rej bed ie. Bank in ej bar kwalok juon mobile app nan iOS im Android.
Men Ko Rej Aikuj Ilo An Jipan Jilu:
- Kwalok eo an Eoon: Passport ak driving license.
- Kwalok eo an Jikin Ebed: Utility bill ak men ko jet rej kwalok jikin ebed.
- Kwalok eo an Jen Ewi Jen An Mona Itok: Rej aikuj kwalok jen ewi jen an mona itok.
- Kwalok Ko Rej Jab Make: Nan jiban jilu ko rej lap jen $10,000, rej aikuj juon kwalok eo etiljek nan jipan kilen mona ko rej jab jimwe (AML/CFT regulations).
Bank in ej jerbal ippan juon kilen kwalok eo an make nan jipan jilu ko. Ej kwalok salary eo an armij, jiban jilu ko rej make, im kilen an kar jilu jiban ko ilo iien ko kar lot. Nan kompjani ko rej make, rej kwalok cash-flow analysis im business plan eo an kompjani.
Mona ko an jiban jilu rej make ilo juon local bank transfer (ilo make make eo an ran), ak rej maron jilu make ilo branch eo. Rej bar maron jilu ilo mobile money (ak rej jab aolep men rej bed ie).
Nan kilen an bank in korae mona ko an jiban jilu, rej jerbal ippan automated SMS reminders, follow-up calls jen ri-jerbal ro an bank, im legal enforcement nan jiban jilu ko rej aikuj an ejja jikin jilu.
Mobile App Eo An Bank In Im Jikin An Jerbal
Bank Eo An Aelon Kein Ad ej juon bank eo ej jipan armij ro make ilo digital. Mobile app eo an bank in ej bed ilo App Store im Google Play Store. App in ej juon jikin eo ebin nan armij ro rej jilu jiban jilu im rej jipan bank in ilo iien eo rej make im rej bed make ilo jikin eo an bank.
Men Ko Rej Bed Ilo App Eo:
- Kwalok Eo An Akunt: Rej maron kwalok akunt ko an make ilo make make eo an app.
- Transfer Mona: Rej maron transfer mona jen juon akunt nan juon akunt jet.
- Mobile Deposit: Rej maron likjab mona make make ilo make make eo an app.
- Alerts: Rej maron korae alerts nan jipan armij ro rej make.
- E-statements: Rej maron kwalok e-statements make make ilo make make eo an app.
Ilo Google Play Store, app in ej juon 4.7 star rating jen 32 reviews im 1,000+ downloads. Kwalok ko an armij rej kwalok an aorok mobile deposit im transfer mona, ak rej bar kwalok an app in maron crash ak slow ilo login.
Bank in ej bar bed ilo website eo an, ak ej jab aolep men rej bed ie. Rej bar kwalok email support ilo [email protected]. Bank in ej bed ilo Majuro (Uliga) im Ebeye, im rej jipan armij ro rej make, ri-jerbal ro an kien, ri-jilu, im ri-jerbal ro an mona.
Wawa Eo An Kien Im Kilen An Bed Ilo Makit Eo
Bank Eo An Aelon Kein Ad ej juon bank eo ej wawa ilo jen eo an Marshall Islands’ Financial Regulatory Authority ilo jen eo an Banking Act. Bank in ej jerbal ippan First Hawaiian Bank nan jipan jerbal ko an bank ilo international. Ej make kwalok an jerbal ilo jimwe im ilo jen eo an kien eo an Aelon Kein Ad, ekar ilo kien ko an anti-money laundering (AML/CFT).
Bank in ej bar kwalok deposit insurance coverage nan $25,000 nan make make eo an akunt (ej jab jamin kwalok make). Rej jab kar kwalok an bank in kar jorran ak kar likjab ioon kien ko ilo public. Bank in ej jipan armij ro ilo an kwalok aolep men rej aikuj kwalok ilo jiban jilu ko rej jilu, ekar ilo APR, iwaki ko, im jen ko an jiban jilu.
Kilen An Bed Ilo Makit Eo Im Bank Ko Jet:
Bank Eo An Aelon Kein Ad ej make make eo an bank jipan jilu ilo Aelon Kein Ad. Bank ko jet rej bed ilo aelon kein ad rej Bank of Guam, im First Hawaiian Bank (jen BOMI). Bank in ej oktak jen bank ko jet ilo an make make eo an jikin eo an im an jipan armij ro ilo aelon kein ad, jen an bank ko jet rej jipan ilo international.
Bank in ej jab kar kwalok an bukon branch ko ak an bukon jiban ko jet. Ej make kwalok an jipan armij ro make ilo digital. Bank in ej jerbal ippan MoneyGram im Western Union nan jerbal ko an money transfer ilo Uliga im Delap.
Kwalok ko an armij rej kwalok an aorok bank in ilo an jipan armij ro rej make ilo Aelon Kein Ad, ekar ilo jiban jilu ko an em rej jipan armij ro nan bukon em jen Mutual Self Help Projects.
